Slide HERITAGE Independent Mortgage and Protection Advisers MORTGAGES Contact our team today for a FREE QUOTE 01202 402101

Personalised mortgage advice; tailored to your individual needs and objectives

Whether you are a first-time buyer or a seasoned property owner, the world of mortgages can be a confusing place. Getting expert, personalised advice is essential to finding the right mortgage for you.


How we can help

Heritage’s fully qualified, experienced advisers have access to a wide range of products from across the entire mortgage market; including specialist mortgages for people with complex circumstances, and exclusive deals only available to our customers. We can help customers of any age achieve the best possible mortgage deal to suit your individual needs.

heritage-mortgages-4246202-s

First Time Buyers

Purchasing your first home can seem like a minefield of jargon and obstacles that you need to cross in order to achieve the goal of collecting your keys and stepping over that threshold.
heritage-mortgages-4245928-s

Help to Buy / New Build

Using the help to buy scheme is a great way of buying a brand new home with the added assistance of an interest free loan of up to 40% towards the purchase price.
heritage-mortgages-bournemouth-money-2724248_1920

Remortgages

Are you looking to release some of the equity in your home to raise capital? A remortgage allows you to raise money for practically any reason from home improvements through to debt consolidation.
heritage-mortgages-bournemouth-hiveboxx-FwdWO5yEo5s-unsplash

Rate Review/Expiry

When you come to the end of an initial rate with your existing lender, if you do nothing you will revert to the higher standard variable rate which will result in an increase in your payments.
heritage-mortgages-bournemouth-hiveboxx-FwdWO5yEo5s-unsplash

Rate Review/Expiry

When you come to the end of an initial rate with your existing lender, if you do nothing you will revert to the higher standard variable rate which will result in an increase in your payments.
heritage-mortgages-bournemouth-money-2724248_1920

Remortgages

Are you looking to release some of the equity in your home to raise capital? A remortgage allows you to raise money for practically any reason from home improvements through to debt consolidation.

Free Initial Consultation

Give us a call or use our Contact us form for a free, no-obligation chat. One of our qualified advisers will carry out a full evaluation of your personal circumstances and an affordability review, before making a personalised recommendation for the right mortgage and protection products to meet your unique needs.

Over 60 years of delivering broker experience and knowledge

David J
David J
2021-02-05
We planned to retire back to dry land (again!) after 7 happy years cruising the waterways in our narrowboat. Sadly the pandemic hit just as we put our rented/renovated house on the market. With no sale any time soon, we decided to go ahead anyway. We approached an advisor, who recommended and arranged a bridging loan, charging a substantial upfront fee. We did not feel happy with this, and on a suggestion from someone, approached Heritage. Thank goodness we did! Will was a breath of fresh air, and after some negotiation (no upfront charge here) managed to secure us a short term mortgage fixed rate for 5 years. Given that I am over 70, that was surprising but very welcome. We re-let our property, and the rental income helps with the mortgage repayments. Will was really helpful keeping us regularly posted and helping with advice and guidance throughout. I thoroughly recommend Will and Heritage.
Danny Foreman
Danny Foreman
2021-02-01
From start to finish my experience with Steve Drake of heritage mortgages was of the highest calibre. The level of professionalism and expertise combined with a friendly and calm approach really helped to take the stress out of the mortgage process. Our plans changed more than once along the way, but Steve was very understanding and his experience and depth of knowledge provided us with excellent information and confidence about the options available to us. Steve kept us up to date with the process and was always available via phone or email or WhatsApp. I would highly recommend this company to anybody that is applying for a mortgage.
Cara
Cara
2021-01-28
From start to finish, Will was hands down super lovely! If your looking for a mortgage advisor then look no further. As a first time buyer I found it so confusing, Will explained everything to me and made sure I understood every part of the process. No question was ever to silly. He was always available anytime of day via WhatsApp which was great for me as I’m terrible at emails. This time last year I was declined a mortgage and now I’m a homeowner thanks to Will for making it happen! Even after the sale went through he was there for advice. Definitely recommend
Ayden Forsyth
Ayden Forsyth
2021-01-26
Excellent service with a personal Touch! Being a first time buyer, the process can be overwhelming. Having Will as a continuous source of information and reassurance along the way was invaluable, not only in getting the mortgage, but the entire home ownership journey. Each mortgage product was fully explained; taking into consideration elements you would not be aware of as a first time buyer. What is really impressive is the after service ensuring the same level of support continues throughout the transaction. Overall the service level you get is a true advisor that you can trust to tailor to your personal needs.
Ricky Bell
Ricky Bell
2021-01-23
Annabelle is AMAZING! After months of heartache and despair, she got us an official offer in under 24 hours!!! I couldn't recommend her highly enough she is a life saver!!!